Frequently Asked Questions

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1. What types of loans do you offer?
Personal
Business
2. What’s the amount your company lends?
The amount is dependent on the customer’s ability to repay.
3. How long do I have to repay?
Customers are given a maximum of 12 months to repay.
4. What is your interest rate?
Our interest rate is competitive with our competitors.
5. How long would I have to be employed for Before I qualify?
Customers need to be employed for a minimum of 3 months and must be off probation.
6. How long is the processing time?
Processing time is between 24/48 hours.
7. How do I get the money once approved?
Monies are transferred to the client’s account.
8. How many branches do you have?
We currently have one (1) branch which is located in Kingston.
9. How do I apply for a loan?
You may apply online via any of the following: Website, WhatsApp number or you may visit us at 17 Phoenix Avenue.
10. How do I apply if I live out of town?

You may apply online at www.ispfinanceservices.com.

11. How can I apply for a refund?
Call or visit our Location.
12. How can I apply for a rebate?
Call or visit our Location.
13. What is the refer and earn programme?
Our refer and earn program gives you an opportunity to make extra cash by simply referring a friend or family member to us. Once the loan is disbursed you will receive $1000 per referral.

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